Most of us have a laundry list of small or infrequent expenses that add up into a meaningful total - the lunches out, drinks with friends, new clothing, impromptu weekend trips, and the like… While it’s easy to list off monthly rent, internet, or Netflix bills, it’s harder to keep tabs on the “one-off” items. Many of us keep track of our budgets in our heads, often using a mix of precision, guesstimates, and “voodoo math”.
Keeping track of your budget is the single most important step towards taking control of your financial well-being.īefore you can draw up a plan for a home down payment, debt pay-down, or retirement, you’ll need to understand how much money comes in, and how much money goes out. Why Should I Use This Tool For My Budgeting?.
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